FMS offers a wide variety of loan products to suit your needs. Not sure which loan is right for you? Speak with one of our licensed loan originators or apply now.
Fixed Rate Mortgages
Fixed monthly interest rate have a principal and interest payment that is consistent monthly over the loan term.
Adjustable Rate Mortgages
ARM loans have an interest rate that may change periodically depending on changes in the corresponding financial index that is associated with the loan.
Government-backed loans that allow a lower credit score and down payments as low as 3.5%.
For qualified veterans, active duty military, reservists, and their spouses. Low or no down payment required.
Low Down Payment Options
You pay your rent regularly but haven’t been able to build savings for a down payment.
These are mortgages of over $647,200 and are available for a variety of fixed-rate terms.*
Investment & Vacation Homes
Finance your dream getaway or use real estate investments to build a portfolio.
Additional Mortgage Options
Put your equity to use with a home equity loan or reverse mortgage.
*Except Hawaii and Alaska and a few federally designated high-cost markets, where the jumbo amount is over $970,800.
With Fay Mortgage, the process is fast. Easy. And Secure.