Fixed Rate Mortgages
Our fixed rate mortgage is a very popular choice for homeowners. It may provide you lower monthly payments than shorter-term options as well as payment consistency for your budget. The only time your monthly payment will change is if your property taxes or insurance changes.
Highlights of a Fixed Rate Mortgage
Lower Monthly Payments
Your monthly payments may be lower because they are spread across the full term of the loan.
Helps Your Budget
Your payments will be consistent with this fixed rate product and thus easier for budgeting, assuming property taxes and insurance remain the same.
You have down payment options depending on your budget and financial situation. Your down payment may be as low as 3%.
No Prepayment Penalties
Decide to pay off your mortgage early? We can help with that, and you will not have to pay any penalties.
Fixed Rate Term Options
Fixed rate loans are available in several different term lengths.
Our Fixed Rate Mortgage Products can be used as a financing solution for many different types of properties, including:
1 to 4 Unit Properties